In April 2023 we took a poll on our Instagram Account requesting what topic our followers would like us to cover. Poll results saw followers looking to confirm what is better: accelerating mortgage payments or investing in a registered account like an RRSP or TFSA

At Construct Your Finances (CYF) we believe budgeting is the foundation of personal finance. Herein, CYF describes what a budget is and why it should be taken seriously for personal and financial purposes. We share how to create a budget from scratch and how to manage it regularly.