Our Services
Construct Your Finances is a full Financial Planning & Retirement Planning firm to service the need of families, individuals and couples within the Construction Industry. We’ve broken down the comprehensive financial plan into three steps relatable to Construction; Blueprint, Construction and Handover.
Blueprint
The Blueprint is compiled during the introductory consultant. During our first hour together, we get to understand your personal goals and more importantly, WHY they are your goals. This conversation is very personal however, just like a blueprint, it provides a foundation and general overview of what your intentions are with your finances. After the meeting, Construct Your Finances acts like the general contractor as we draft the financial plan tailored by your inspiration.
Construction
This is where the magic happens. During the subsequent meeting after the introductory consultation, CYF will go through all aspects of your finances. The following topics will be discussed:
Budgeting
Retirement/Financial Independence Planning
Estate Planning
Charitable Planning
Education Planning
DIY Investment Strategy
Real Estate Analysis
Debt Analysis/Mitigation
Insurance Analysis
Personal Finances Optimization
After the meeting, CYF will construct a full financial plan and provide recommendations in line with your original blueprint.
Handover
Once Construct Your Finances hands over the keys to your new financial plan, we ensure that any questions or concerns thereafter are answered. With our monthly retainer payment structure, you can connect with us anytime with any changes to the plan! We encourage our Clients to ask questions while the plan is implemented without concern of unanticipated invoices.
Fee Structure
At Construct Your Finances, we want to be as open as possible with our fee structure. We understand that large lump sum fees for a financial plan can be daunting. That’s why we have structured our fees with a monthly retainer model. Like gym memberships, we take the value of the financial plan and break it into 12 bit-sized pieces.
All Clients initially sign a 12-month contract valued between $150 - $500 per month, depending on complexity. This is then re-evaluated annually based on Client needs and level of service.