Since every individuals retirement needs are specific, Construct Your Finances has provided solutions to different retirement ages, lifestyle spending needs within retirement and life expectancy. This article has three (3) tables based on retirement age (55, 60 and 65) along with the associated amount required for retirement.

In April 2023 we took a poll on our Instagram Account requesting what topic our followers would like us to cover. Poll results saw followers looking to confirm what is better: accelerating mortgage payments or investing in a registered account like an RRSP or TFSA

At Construct Your Finances (CYF) we believe budgeting is the foundation of personal finance. Herein, CYF describes what a budget is and why it should be taken seriously for personal and financial purposes. We share how to create a budget from scratch and how to manage it regularly.