The most common questions we received over the past year are from people with fixed mortgages that are coming to term. They are wondering the following 3 questions:

1) What will my mortgage payment be upon renewal?

2) What can I do to reduce the impact on new mortgage payment/interest rate?

3) Should I go fixed or variable and for how long?

Since every individuals retirement needs are specific, Construct Your Finances has provided solutions to different retirement ages, lifestyle spending needs within retirement and life expectancy. This article has three (3) tables based on retirement age (55, 60 and 65) along with the associated amount required for retirement.